Faced with a rating which your client won't accept... or a decline?

If your client has
a history of:

Can your client answer "Yes"
to the following questions?

  • Heart Disease
  • Diabetes
  • Stroke
  • Smoking
  • Sleep Apnea
  • Depression
  • Cancer
  • Alcohol or Substance Abuse
  • Driving Violations
  • Any Other Ratable or
    Declinable Conditions
     
  • Control – Is this health issue controllable?
  • Compliance – Is the client following doctors' orders and adjusting lifestyle?
  • Family History – Does your client have a favorable family health history?
  • Complete Medical Information – Does the client take advantage of good medical care and can we gain all pertinent medical information?

    If your client answered "yes" to these questions, go to our Underwriting Questionnaire and click on any medical issue(s) noted by your client.

    Fill out the questionnaire and  you will receive a tentative quote in 48 hours or less!

CLICK HERE TO FILL OUT QUESTIONNAIRE

Click HERE to download the questionnaires in PDF format

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